Paint Shop Pro. I used version 7.04 but if you are familiar with PSP, you should be able to convert the tutorial without problems. You can download the latest PSP version demo here.

Eye Candy 4000 (you can still do the tutorial without Eye Candy).

VM Distortion Origami Radial Folder filter. This is a shareware filter, and you can download it here. Place this filter in whatever location you have your other PSP plugin filters.

My selection file. Place this in your PSP selections folder (or any location of your choice - just remember where you place the file).

My stylized line ("quilt") preset. Place this in your PSP Stylized line folder.

A pen or other items to use with your pocket. I've made a pen top, and have included the transparent psp file for you to use.

You can download all of my materials in one zip file here.

Step 1. Open a new image 300 x 300, background color of your choice.

Step 2. Add a new layer (name it "one"). Load selection 1 (go to layers>load from disk - then navigate to the location where you placed the selection file you downloaded. Flood fill it with #30318D.

Apply Eye Candy Weave, using the settings in the screenshot below. The bevel profile is "denim."

Note: If you don't have Eye Candy, you can get a weave-like effect by using the "weave" filter in PSP (go to textures>weave) - just play with the settings until you find something you like. Or, you could use a fabric texture. Or, you could just use a plain color.

 

Step 3. Add a new layer. Name it "two." Load selection 1 again. Flood fill with #1F22F8. Apply Eye Candy Weave, same as in Step 2 above.

Step 5. Lower the opacity of this layer to about 47, or something that suits you (go to your layers palette, and slide the lever down). You just want some of the lines to show around the edges, to give your pocket a pleated look. Don't worry about the black circle in the center part, it'll be covered.

Step 6. Make layer "one" active. Select it (go to selections>select all>float). Contract this selection by 18 (go to selections>contract). Add a new layer. Name it "three" and place it on top of layer "two." Flood fill with #4447C8.

Step 7. Apply the PSP weave filter (go to textures>weave), using the settings in the screenshot below.

 

Step 8. Make layer "one" active. Select it (go to selections>select all>float). Contract this selection by 15 (go to selections>contract). Add a new layer. Name if "four." Place it on top of layer "three." Flood fill with #BFA88E. Contract again, by 6. Hit the "delete" key on your keyboard. Apply the PSP Weave filter, same settings as in Step 7 above, except change the colors: weave color = #FFFF00, gap color = #D6790C.

Quick Check. You should have 4 layers at this point, and they should be in the following order, from top to bottom: four, three, two, one.

Step 9. Add a new layer on top of layer "four." Set your foreground and background colors to a gold gradient (one comes with PSP). Use the linear style, angle 90, repeats 0. Select your preset shapes tool, circle (antialias checked), and draw a small circle approximately 18 x 18 (watch the numbers in the lower left of your screen). Apply an inner bevel using the settings in the screenshot below. Place this in the upper left of your pocket.

Step 10. Duplicate this layer twice. Place one of the layers in the upper right of your pocket and one at the bottom

Step 11. Your pocket is basically done and if you like this effect, you can just leave it this way. I decided to add some stitching to mine. To do that, add a new layer and place it underneath all 3 of the gold circle layers (it'll be on top of layer "four," but undeneath the circles. Set your foreground color to BFA88E and your background color to null. Choose your draw tool, with the settings in the screenshot below (the line is my "quilt" line that you downloaded in the materials for this tutorial. Just navigate to it). Hold your shift key down while drawing your lines and they'll be straight.

When done, you should have something similar to this.

Step 12. If you wish, you can decorate the outside of your pocket, or you can add items to the inside of it. I added pens to mine. I made a pen top to use with this pocket and it's included in the materials you downloaded. Open it up, copy it and paste it as a new layer onto your graphic. You can either place it on the bottom or on top of the pocket, depending on the look you want. I wanted the pens to look like they were clipped onto the pocket, so I placed them on top. You'll need to erase the bits that overlap down the front.

Save your pocket with all layers intact. That way it's easy to go back and change things as you wish. I made a variation of the pocket by changing the textures on the pocket

Hope you enjoyed this tutorial, and of course, as always, please let me know if you experience any problems.